UPI MDR from 15 October 2026: Who Pays the 0.4% Charge and Who Doesn’t
From 15 October 2026, merchants pay a 0.4% UPI MDR on some payments above ₹2,000, capped at ₹300. Customers pay nothing. Rates, examples and what small shops should do.
Digital Payments
<p>RBI UPI 1 hour delay rule 2026 explained — which payments pause, who is exempt, kill switch, senior citizen rules & what every Indian must do before it becomes law.</p>
Digital Rupee (e₹) in 2026 — Is It Actually Different From UPI?
The digital rupee (e₹) and UPI both let you pay by scanning a QR code on your phone, so it’s easy to assume they are…
UPI Fraud Red Flags — What a Banker Watches For Before You Click “Pay”
Here is a common scenario: a customer arrives at a branch in tears — she’d “helped” a caller from “her bank” fix a KYC issue…
Wallet KYC 2026 — RBI Rules for Paytm, PhonePe and Other Mobile Wallets
Mobile wallets get frozen or stop accepting money more often than people expect, and the reason is nearly always wallet KYC. Under the RBI’s rules,…
RBI UPI 1 Hour Delay Rule 2026 — Complete Guide for Every Indian
New RBI rules from April 2026 — 85% LTV, 7-day gold return with ₹5,000/day penalty, bullet repayment banned above ₹5L. Complete guide by a 14-year banker.