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Tag: Income Tax

All Banking News 6 Digital Payments 5 Fixed Deposits 3 Insurance 2 Investing & Retirement 1 Loans 21 Tax & Compliance 5
Advance Tax for Freelancers & Business Owners — Dates, Penalties, Calculation
Tax & Compliance Sep 6, 2026 6 min read

Advance Tax for Freelancers & Business Owners — Dates, Penalties, Calculation

If you’re a freelancer or business owner, advance tax isn’t optional. Paying the whole year’s tax in one lump sum in March costs you interest…

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Archana
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HRA vs Home Loan Tax Benefit — Can You Claim Both in 2026?
Tax & Compliance Sep 6, 2026 7 min read

HRA vs Home Loan Tax Benefit — Can You Claim Both in 2026?

If you’ve bought a house in your home town but rent a flat near your office, you may be able to claim both the HRA…

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Archana
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New vs Old Tax Regime 2026: Which One Actually Saves Salaried Employees More
Tax & Compliance Sep 6, 2026 7 min read

New vs Old Tax Regime 2026: Which One Actually Saves Salaried Employees More

Picking a side in the new vs old tax regime question is the biggest tax decision most salaried employees make each year. Since Budget 2025…

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Archana
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TDS on FD Interest 2026: ₹50,000 and ₹1 Lakh Limits, Form 121 and Legal Ways to Avoid TDS
Fixed Deposits May 21, 2026 16 min read

TDS on FD Interest 2026: ₹50,000 and ₹1 Lakh Limits, Form 121 and Legal Ways to Avoid TDS

TDS on FD interest in 2026 works on two rules every fixed deposit holder in India should know: banks deduct TDS only when your interest…

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Archana
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Credit Card Tax Rules 2026 — ₹10 Lakh Limit,  ITAT Case & Complete Compliance Guide
Tax & Compliance May 3, 2026 13 min read

Credit Card Tax Rules 2026 — ₹10 Lakh Limit, ITAT Case & Complete Compliance Guide

Credit card tax rules 2026 India changed the rules from April 1, 2026. Spending above ₹10 lakh per year now triggers mandatory SFT reporting to…

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Archana
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Key RBI Rates
Repo Rate5.50%
SDF Rate5.25%
MSF Rate5.75%

As of 7 October 2026 · Source: RBI

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₹50 Lakh
8.5%
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Archana

14 years in Indian banking. Former loan officer. Now decoding RBI rules for every Indian saver.

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  • RBI Rule from 16 October 2026: Daily CRR at 99% Explained — Will Your EMI Rise?

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Latest Articles

Mudra Loan 2026: Shishu, Kishor, Tarun and Tarun Plus ExplainedCash Credit vs Overdraft: Differences, Interest, Drawing Power and Which to ChoosePMEGP Loan 2026: Subsidy up to 35%, Eligibility, Project Report and How to ApplyGujarat MSME Scheme 2026: 7% Interest Subsidy, Capital Subsidy and How to ClaimRBI Rule from 16 October 2026: Daily CRR at 99% Explained — Will Your EMI Rise?

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