UPI MDR from 15 October 2026: Who Pays the 0.4% Charge and Who Doesn’t
From 15 October 2026, merchants pay a 0.4% UPI MDR on some payments above ₹2,000, capped at ₹300. Customers pay nothing. Rates, examples and what small shops should do.
Tag: UPI
Digital Rupee (e₹) in 2026 — Is It Actually Different From UPI?
The digital rupee (e₹) and UPI both let you pay by scanning a QR code on your phone, so it’s easy to assume they are…
UPI Fraud Red Flags — What a Banker Watches For Before You Click “Pay”
Here is a common scenario: a customer arrives at a branch in tears — she’d “helped” a caller from “her bank” fix a KYC issue…
RBI UPI 1 Hour Delay Rule 2026 — Complete Guide for Every Indian
New RBI rules from April 2026 — 85% LTV, 7-day gold return with ₹5,000/day penalty, bullet repayment banned above ₹5L. Complete guide by a 14-year banker.